/* Fintep Financni plan - Hlavni styly */

:root {
    --sidebar-width: 280px;
    --phase-color-1: #0d6efd;
    --phase-color-2: #198754;
    --phase-color-3: #dc3545;
    --phase-color-4: #fd7e14;
    --phase-color-5: #6f42c1;

    /* Navbar */
    --nav-bg:       rgba(255, 255, 255, 0.85);
    --nav-border:   rgba(0, 0, 0, 0.08);
    --nav-text:     #212529;
    --nav-muted:    #6c757d;
    --nav-hover-bg: rgba(0, 0, 0, 0.05);
    --nav-brand-grad: linear-gradient(135deg, #0d6efd 0%, #6f42c1 100%);
}

body {
    background: #f5f6fa;
    min-height: 100vh;
}

/* ============ App navbar (custom, nahrazuje Bootstrap navbar-dark) ============ */
.app-navbar {
    position: sticky;
    top: 0;
    z-index: 1030;
    background: var(--nav-bg);
    border-bottom: 1px solid var(--nav-border);
    backdrop-filter: saturate(180%) blur(12px);
    -webkit-backdrop-filter: saturate(180%) blur(12px);
    height: 56px;
    display: flex;
    align-items: center;
}

.app-navbar-inner {
    width: 100%;
    padding: 0 1.25rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
}

.app-brand {
    display: inline-flex;
    align-items: center;
    gap: 0.6rem;
    text-decoration: none;
    font-weight: 600;
    font-size: 1.05rem;
    letter-spacing: -0.01em;
    color: var(--nav-text);
}

.app-brand:hover {
    color: var(--nav-text);
}

.app-brand-mark {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 30px;
    height: 30px;
    border-radius: 8px;
    background: var(--nav-brand-grad);
    color: #fff;
    font-size: 1rem;
    box-shadow: 0 2px 6px rgba(13, 110, 253, 0.25);
    flex-shrink: 0;
}

.app-brand-text {
    background: var(--nav-brand-grad);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
    color: transparent;
}

.app-navbar-actions {
    display: flex;
    align-items: center;
    gap: 0.25rem;
}

.btn-ghost {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    background: transparent;
    border: 1px solid transparent;
    border-radius: 8px;
    padding: 0.4rem 0.75rem;
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--nav-text);
    cursor: pointer;
    transition: background-color 0.15s, color 0.15s;
    white-space: nowrap;
}

.btn-ghost i {
    font-size: 0.95rem;
    color: var(--nav-muted);
    transition: color 0.15s;
}

.btn-ghost:hover {
    background: var(--nav-hover-bg);
}

.btn-ghost:hover i {
    color: var(--nav-text);
}

.btn-ghost:focus-visible {
    outline: 2px solid #0d6efd;
    outline-offset: 2px;
}

.btn-ghost-icon {
    padding: 0.4rem;
    width: 34px;
    justify-content: center;
}

@media (max-width: 768px) {
    .btn-ghost span {
        display: none;
    }
    .btn-ghost {
        padding: 0.4rem;
        width: 34px;
        justify-content: center;
    }
    .btn-ghost i {
        margin: 0;
    }
    .app-brand-text {
        display: none;
    }
}

/* Layout */
.app-container {
    display: flex;
    min-height: calc(100vh - 56px);
}

/* Sidebar */
.wizard-sidebar {
    width: var(--sidebar-width);
    background: #fff;
    border-right: 1px solid #dee2e6;
    padding: 1rem 0;
    overflow-y: auto;
    flex-shrink: 0;
}

.wizard-sidebar .phase-header {
    padding: 0.5rem 1rem;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: #6c757d;
    margin-top: 0.5rem;
}

.wizard-sidebar .phase-header:first-child {
    margin-top: 0;
}

.wizard-sidebar .step-item {
    display: flex;
    align-items: center;
    padding: 0.5rem 1rem;
    cursor: pointer;
    border-left: 3px solid transparent;
    transition: all 0.15s;
    font-size: 0.9rem;
    color: #495057;
    text-decoration: none;
}

.wizard-sidebar .step-item:hover {
    background: #f8f9fa;
}

.wizard-sidebar .step-item.active {
    background: #e8f0fe;
    border-left-color: #0d6efd;
    color: #0d6efd;
    font-weight: 600;
}

.wizard-sidebar .step-item.completed .step-check {
    color: #198754;
}

.wizard-sidebar .step-number {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: #dee2e6;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
    font-weight: 600;
    margin-right: 0.75rem;
    flex-shrink: 0;
}

.wizard-sidebar .step-item.active .step-number {
    background: #0d6efd;
    color: #fff;
}

.wizard-sidebar .step-item.completed .step-number {
    background: #198754;
    color: #fff;
}

.step-check {
    margin-left: auto;
    font-size: 0.875rem;
}

/* Main content */
.wizard-content {
    flex: 1;
    padding: 1.5rem 2rem;
    max-width: 1240px;
}

.wizard-step {
    display: none;
}

.wizard-step.active {
    display: block;
    animation: fadeIn 0.2s ease;
}

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(5px); }
    to { opacity: 1; transform: translateY(0); }
}

.step-title {
    font-size: 1.5rem;
    font-weight: 600;
    margin-bottom: 0.25rem;
}

.step-subtitle {
    color: #6c757d;
    margin-bottom: 1.5rem;
}

/* Hlavicka pro tisk + per-osoba labely v EFPA/smlouvach - na obrazovce skryto.
   Print.css se nacita s media="print" takze rules mimo @media print tam neplati.
   Skryvame to tedy tady (style.css je nacitany vzdy). */
.print-header,
.print-person-label {
    display: none;
}

/* Hlavickovy radek kroku - ma title vlevo, "Tisk sekce" tlacitko vpravo.
   Wraper vznika v App.injectPrintButtons() - existujici .step-title se
   vlozi dovnitr a tlacitko se prida vedle. */
.step-header-row {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 0.25rem;
}

.step-header-row .step-title {
    margin-bottom: 0;
    flex: 1 1 auto;
    min-width: 0;
}

.btn-print-section {
    flex-shrink: 0;
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    padding: 0.35rem 0.75rem;
    font-size: 0.825rem;
    font-weight: 500;
    color: #495057;
    background: transparent;
    border: 1px solid #dee2e6;
    border-radius: 6px;
    cursor: pointer;
    transition: background-color 0.15s, color 0.15s, border-color 0.15s;
}

.btn-print-section:hover {
    background: rgba(13, 110, 253, 0.06);
    color: #0d6efd;
    border-color: #9ec5fe;
}

[data-bs-theme="dark"] .btn-print-section {
    color: #ced4da;
    border-color: #495057;
}

[data-bs-theme="dark"] .btn-print-section:hover {
    background: rgba(110, 168, 254, 0.12);
    color: #6ea8fe;
    border-color: #6ea8fe;
}

/* Form sections */
.form-section {
    background: #fff;
    border-radius: 8px;
    padding: 1.25rem;
    margin-bottom: 1rem;
    border: 1px solid #e9ecef;
}

.form-section-title {
    font-size: 1rem;
    font-weight: 600;
    margin-bottom: 1rem;
    padding-bottom: 0.5rem;
    border-bottom: 1px solid #e9ecef;
}

/* Navigation buttons */
.wizard-nav {
    display: flex;
    justify-content: space-between;
    padding: 1rem 0;
    margin-top: 1rem;
    border-top: 1px solid #e9ecef;
}

/* Progress bar */
.wizard-progress {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: #e9ecef;
    z-index: 1040;
}

.wizard-progress-bar {
    height: 100%;
    background: #0d6efd;
    transition: width 0.3s ease;
}

/* Repeater fields */
.repeater-group {
    border: 1px solid #e9ecef;
    border-radius: 6px;
    padding: 1rem;
    margin-bottom: 0.75rem;
    background: #fafbfc;
    position: relative;
}

.repeater-group .repeater-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 0.75rem;
}

.repeater-group .repeater-title {
    font-weight: 600;
    font-size: 0.9rem;
}

.btn-add-repeater {
    border-style: dashed;
}

/* Currency input */
.input-currency {
    position: relative;
}

.input-currency::after {
    content: 'Kč';
    position: absolute;
    right: 12px;
    top: 50%;
    transform: translateY(-50%);
    color: #6c757d;
    font-size: 0.875rem;
    pointer-events: none;
}

.input-currency input {
    padding-right: 40px;
    text-align: right;
}

/* Auto-calculated fields */
.auto-calc {
    background: #e8f5e9 !important;
    font-weight: 600;
}

/* Conditional fields */
.conditional-field {
    display: none;
}

.conditional-field.visible {
    display: block;
}

/* Client info bar */
.client-info-bar {
    background: #fff;
    border-bottom: 1px solid #dee2e6;
    padding: 0.5rem 1rem;
    font-size: 0.875rem;
    display: flex;
    align-items: center;
    gap: 1rem;
}

.client-info-bar .badge {
    font-size: 0.75rem;
}

/* Empty state */
.empty-state {
    text-align: center;
    padding: 4rem 2rem;
    color: #6c757d;
}

.empty-state i {
    font-size: 3rem;
    margin-bottom: 1rem;
    display: block;
}

/* Responsive */
@media (max-width: 768px) {
    .wizard-sidebar {
        display: none;
    }
    .wizard-content {
        padding: 1rem;
    }
}

/* Save indicator */
.save-indicator {
    font-size: 0.8rem;
    color: #6c757d;
}

.save-indicator.saving {
    color: #fd7e14;
}

.save-indicator.saved {
    color: #198754;
}

/* Advisor coaching tips */
.advisor-tip {
    background: #e8f4fd;
    border: 1px solid #b6d4fe;
    border-radius: 8px;
    padding: 0.75rem 1rem;
    margin-bottom: 1.25rem;
    font-style: italic;
    color: #0a58ca;
    font-size: 0.875rem;
    line-height: 1.5;
    display: flex;
    align-items: flex-start;
    gap: 0.5rem;
}

.advisor-tip i {
    font-size: 1rem;
    margin-top: 2px;
    flex-shrink: 0;
}

.advisor-tip.d-print-none {
    /* Tips hidden in print by Bootstrap utility */
}

/* Dashboard KPI cards */
.kpi-card {
    background: #fff;
    border-radius: 8px;
    padding: 1rem;
    text-align: center;
    border: 1px solid #e9ecef;
    transition: box-shadow 0.2s;
}

.kpi-card:hover {
    box-shadow: 0 2px 8px rgba(0,0,0,0.08);
}

.kpi-card .kpi-label {
    font-size: 0.75rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: #6c757d;
    margin-bottom: 0.25rem;
}

.kpi-card .kpi-value {
    font-size: 1.5rem;
    font-weight: 700;
}

.kpi-card .kpi-value.positive { color: #198754; }
.kpi-card .kpi-value.negative { color: #dc3545; }
.kpi-card .kpi-value.neutral { color: #495057; }

.kpi-card .kpi-sub {
    font-size: 0.75rem;
    color: #6c757d;
    margin-top: 0.25rem;
}

/* Step status indicators in sidebar */
.step-status {
    margin-left: auto;
    font-size: 0.75rem;
    flex-shrink: 0;
}

.step-status .status-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    display: inline-block;
}

.step-status .status-dot.empty { background: #dee2e6; }
.step-status .status-dot.partial { background: #ffc107; }
.step-status .status-dot.complete { background: #198754; }

/* Frequency selector inline */
.freq-group {
    display: flex;
    gap: 0.5rem;
}

.freq-group .input-currency {
    flex: 1;
}

.freq-group .freq-select {
    width: 120px;
    flex-shrink: 0;
    font-size: 0.85rem;
}

/* Step 04: vydaje - tabulka kategorii s Podrobne rezimem */
.expenses-table {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}

.expense-row {
    display: grid;
    grid-template-columns:
        28px                /* collapse */
        minmax(0, 1fr)      /* name */
        minmax(120px, 140px)/* amount */
        minmax(110px, 130px)/* freq */
        28px                /* check */
        minmax(110px, 140px)/* calc */
        minmax(90px, 110px);/* toggle */
    gap: 0.5rem;
    align-items: center;
    padding: 0.25rem 0.5rem;
}

.expense-row-header {
    font-size: 0.75rem;
    color: #6c757d;
    text-transform: none;
    padding-bottom: 0.25rem;
    border-bottom: 1px solid #e9ecef;
}

.expense-row-header .expense-col-amount,
.expense-row-header .expense-col-freq,
.expense-row-header .expense-col-calc {
    padding-left: 0.25rem;
}

.expense-category {
    border: 1px solid #e9ecef;
    border-radius: 6px;
    background: #fff;
    overflow: hidden;
}

.expense-category-total {
    border-color: #dee2e6;
    background: #f8f9fa;
}

/* Zjednoduseny rezim - schovame kategorie, zobrazeny zustava jen radek Celkove. */
.expenses-table.expenses-simple-mode .expense-category:not(.expense-category-total) {
    display: none;
}
.expenses-table.expenses-simple-mode .expense-category-total .expense-head-calc,
.expenses-table.expenses-simple-mode #expensesGrandTotalCalc {
    display: none;
}

.expense-row-head {
    background: #f8f9fa;
    font-weight: 500;
    color: #212529;
}

.expense-category-total .expense-row-head {
    background: #eef2f7;
}

.expense-col-name {
    min-width: 0;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}

.expense-col-amount,
.expense-col-freq,
.expense-col-calc {
    min-width: 0;
}

.expense-col-check {
    display: flex;
    align-items: center;
    justify-content: center;
}

.expense-col-check .form-check-input {
    margin: 0;
    cursor: pointer;
}

.expense-col-toggle {
    display: flex;
    align-items: center;
    justify-content: flex-end;
}

.expense-col-collapse {
    display: flex;
    align-items: center;
    justify-content: center;
}

.btn-expense-collapse {
    background: none;
    border: none;
    padding: 0;
    color: #6c757d;
    font-size: 1rem;
    line-height: 1;
    cursor: pointer;
}

.btn-expense-collapse:hover {
    color: #0d6efd;
}

.expense-detailed-switch {
    padding-left: 2em;
    margin: 0;
}

.expense-detailed-switch .form-check-label {
    font-size: 0.8rem;
    color: #0d6efd;
    cursor: pointer;
    user-select: none;
}

.expense-detailed-switch .form-check-input:not(:checked) ~ .form-check-label {
    color: #6c757d;
}

/* Indikator ze v (skrytem) detailu jsou vyplnene polozky, ktere se momentalne nezapocitavaji.
   Konkretni tooltip text je nastaven pres `title` atribut v JS (overflow:hidden na kategorii
   by jinak CSS bublinu orizlo). */
.expense-category.expense-has-hidden-items .expense-detailed-switch .form-check-label::after {
    content: "\f431"; /* bi-info-circle-fill */
    font-family: "bootstrap-icons";
    color: #fd7e14;
    margin-left: 0.35em;
    font-size: 0.85em;
    vertical-align: middle;
}

/* Subrows jsou v DOM vzdy, jen se skryvaji pokud kategorie neni v Podrobne */
.expense-details {
    display: none;
}

.expense-category.expense-detailed .expense-details {
    display: block;
}

/* Collapsed = skryt vse krome hlavicky */
.expense-category.expense-collapsed .expense-details {
    display: none;
}

.expense-subrows {
    background: #fff;
    padding: 0.25rem 0;
}

.expense-subrow {
    padding: 0.2rem 0.5rem;
}

.expense-subrow + .expense-subrow {
    border-top: 1px dashed #f0f0f0;
}

.expense-subrow .input-currency input {
    padding-right: 32px;
}

.expense-subrow .input-currency::after {
    right: 8px;
    font-size: 0.8rem;
}

.expense-subrow .expense-desc-input {
    background: #fff;
}

.expense-row-head .expense-head-calc,
.expense-subrow .expense-item-calc {
    background: #fff;
    font-weight: 500;
}

.expense-row-head .input-currency input {
    padding-right: 32px;
}

.expense-row-head .input-currency::after {
    right: 8px;
    font-size: 0.8rem;
}

/* Zamceny head-amount (detailed ON nebo simple se skrytymi polozkami) - vizualni indikace */
.expense-category.expense-head-locked .expense-head-amount,
.expense-category.expense-head-locked .expense-head-freq {
    background: #f1f3f5;
    color: #495057;
    cursor: not-allowed;
    border-color: #dee2e6;
    font-weight: 600;
}

.expense-category.expense-head-locked .expense-head-amount {
    padding-left: 24px;
}

.expense-category.expense-head-locked .expense-col-amount .input-currency::before {
    content: "\f47b"; /* bi-lock-fill */
    font-family: "bootstrap-icons";
    position: absolute;
    left: 7px;
    top: 50%;
    transform: translateY(-50%);
    color: #868e96;
    font-size: 0.8rem;
    pointer-events: none;
    z-index: 1;
}

.btn-add-expense {
    margin: 0.35rem 0.5rem 0.5rem 44px;
    padding: 0.15rem 0.7rem;
    font-size: 0.8rem;
    border-radius: 999px;
    font-weight: 500;
}

.expense-add {
    background: #fff;
}

@media (max-width: 992px) {
    .expense-row {
        grid-template-columns:
            24px
            minmax(0, 1fr)
            minmax(90px, 110px)
            minmax(90px, 110px)
            24px
            minmax(90px, 110px)
            minmax(80px, 100px);
        gap: 0.35rem;
    }
}

@media (max-width: 768px) {
    .expense-row {
        grid-template-columns: 1fr 1fr;
    }
    .expense-row-header {
        display: none;
    }
    .expense-col-collapse,
    .expense-col-toggle {
        grid-column: 1 / -1;
        justify-content: flex-start;
    }
    .expense-col-name {
        grid-column: 1 / -1;
    }
    .expense-col-check {
        justify-content: flex-start;
    }
}

/* Welcome screen */
.welcome-screen {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: calc(100vh - 56px);
    background: #f5f6fa;
}

.welcome-content {
    text-align: center;
    max-width: 500px;
    padding: 2rem;
}

.welcome-icon {
    font-size: 4rem;
    color: #0d6efd;
    margin-bottom: 1rem;
    display: block;
}

.welcome-title {
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
}

.welcome-subtitle {
    color: #6c757d;
    font-size: 1.1rem;
    margin-bottom: 2rem;
}

.welcome-actions {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

.recent-clients {
    margin-top: 2.5rem;
    text-align: left;
}

.recent-clients-title {
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: #6c757d;
    margin-bottom: 0.75rem;
}

.recent-clients-list {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.recent-client-item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: #fff;
    border: 1px solid #e9ecef;
    border-radius: 8px;
    padding: 0.75rem 1rem;
    cursor: pointer;
    transition: all 0.15s;
}

.recent-client-item:hover {
    border-color: #0d6efd;
    box-shadow: 0 2px 8px rgba(13, 110, 253, 0.1);
}

.recent-client-item .client-name {
    font-weight: 600;
    font-size: 0.95rem;
}

.recent-client-item .client-date {
    font-size: 0.8rem;
    color: #6c757d;
}

/* Generic input suffix (napr. "let") */
.input-suffix {
    position: relative;
}
.input-suffix::after {
    content: attr(data-suffix);
    position: absolute;
    right: 12px;
    top: 50%;
    transform: translateY(-50%);
    color: #6c757d;
    font-size: 0.875rem;
    pointer-events: none;
}
.input-suffix input {
    padding-right: 40px;
}

/* ============ Step 08: Pojisteni - EFPA needs-analysis ============ */
/* PR-9: Barevny pruh vlevo u radku v EFPA tabulce podle kategorie rizika.
   Jasna vizualni hierarchie: smrt (cervena) / invalidita (oranzova)
   / TN+ZO (fialova) / denni rizika (modra). */
.efpa-risk-row {
    border-left: 4px solid transparent;
    transition: background-color 0.15s ease;
}

.efpa-risk-row[data-category="death"]      { border-left-color: #dc3545; }
.efpa-risk-row[data-category="invalidity"] { border-left-color: #fd7e14; }
.efpa-risk-row[data-category="tn-zo"]      { border-left-color: #6f42c1; }
.efpa-risk-row[data-category="daily"]      { border-left-color: #0dcaf0; }

.efpa-risk-row:hover {
    background-color: #eef3f8;
}

/* Subtilni zebra pro lepsi citelnost */
.efpa-table tbody tr:nth-child(even) {
    background-color: rgba(248, 249, 250, 0.5);
}

.efpa-table tbody tr:nth-child(even):hover {
    background-color: #e7eef5;
}

/* Risk name - tucnejsi a barevny dot pred nim */
.efpa-risk-name {
    font-weight: 600;
    color: #212529;
}

.efpa-section {
    background: #fff;
}

.efpa-header {
    margin-bottom: 0.75rem;
}

.efpa-header-note {
    font-size: 0.82rem;
    color: #6c757d;
    margin-top: 0.25rem;
}

.efpa-baseline-row {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 0.5rem 0 1rem;
    border-bottom: 1px solid #f1f3f5;
    margin-bottom: 1rem;
    flex-wrap: wrap;
}

.efpa-baseline-label {
    font-size: 0.82rem;
    font-weight: 600;
    color: #495057;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

.efpa-baseline-group .btn {
    font-weight: 500;
}

.efpa-container {
    padding: 0;
}

.efpa-family-inputs {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0.75rem;
    padding: 0.75rem 1rem;
    background: #f8f9fa;
    border: 1px solid #e9ecef;
    border-radius: 6px;
    margin-bottom: 1rem;
}

.efpa-family-input {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}

.efpa-family-label {
    font-size: 0.72rem;
    color: #6c757d;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    font-weight: 600;
    margin: 0;
}

.efpa-family-value {
    font-size: 1.1rem;
    font-weight: 700;
    color: #212529;
    line-height: 1.2;
}

.efpa-family-unit {
    font-size: 0.72rem;
    color: #6c757d;
}

.efpa-essential-wrap {
    max-width: 180px;
}

.efpa-tabs {
    margin-bottom: 0.5rem;
}

.efpa-tab-content {
    margin-bottom: 0;
}

.efpa-pane {
    padding: 0.5rem 0 0;
}

.efpa-pane-adult .table-responsive {
    overflow-x: auto;
}

.efpa-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.82rem;
    table-layout: fixed;
}

.efpa-table thead th {
    font-size: 0.68rem;
    font-weight: 600;
    color: #6c757d;
    text-transform: uppercase;
    letter-spacing: 0.03em;
    padding: 0.35rem 0.3rem;
    border-bottom: 1px solid #e9ecef;
    text-align: left;
    white-space: nowrap;
    background: #f8f9fa;
}

.efpa-table tbody td {
    padding: 0.45rem 0.3rem;
    border-bottom: 1px solid #dee2e6;
    vertical-align: middle;
}

.efpa-table tbody tr:last-child td {
    border-bottom: none;
}

.efpa-risk-name {
    font-weight: 500;
    color: #212529;
    white-space: nowrap;
    padding-left: 0.5rem !important;
}

/* Explicitni sirky sloupcu. Soucet = 100 % i s table-layout:fixed. */
.efpa-col-risk        { width: 17%; }
.efpa-col-kor         { width: 9%; }
.efpa-col-future      { width: 9%; }
.efpa-col-arrow       { width: 2.5%; text-align: center; }
.efpa-col-doba        { width: 8%; }
.efpa-col-recommended { width: 13%; }
.efpa-col-volba       { width: 12%; }
.efpa-col-zajistit    { width: 9%; }

.efpa-kor-prijem,
.efpa-kor-vydaj {
    font-size: 0.78rem;
    padding: 0.2rem 0.3rem;
    background-position: right 0.3rem center;
}

.efpa-doba-input,
.efpa-volba-input {
    font-size: 0.82rem;
    padding: 0.2rem 0.4rem;
}

.efpa-doba-input {
    width: 100%;
}

.efpa-volba-cell .input-currency input {
    padding-right: 1.8rem;
}

.efpa-future-income,
.efpa-future-expenses,
.efpa-recommended {
    font-variant-numeric: tabular-nums;
    font-size: 0.8rem;
    white-space: nowrap;
}

.efpa-future-income,
.efpa-future-expenses {
    font-variant-numeric: tabular-nums;
    color: #495057;
}

.efpa-recommended {
    font-weight: 700;
    color: #0a58ca;
    font-variant-numeric: tabular-nums;
    white-space: nowrap;
}

.efpa-arrow {
    font-weight: 700;
    font-size: 1rem;
}

.efpa-arrow-klesajici {
    color: #dc3545;
}

.efpa-arrow-konstantni {
    color: #f4a100;
}

.efpa-na {
    color: #ced4da;
}

.efpa-switch {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    margin: 0;
}

.efpa-switch-label {
    font-size: 0.82rem;
    font-weight: 600;
    color: #198754;
}

.efpa-row-off .efpa-switch-label {
    color: #adb5bd;
}

.efpa-row-off {
    opacity: 0.55;
}

.efpa-row-off .efpa-kor-prijem-cell,
.efpa-row-off .efpa-kor-vydaj-cell,
.efpa-row-off .efpa-doba-cell,
.efpa-row-off .efpa-volba-cell {
    pointer-events: none;
}

/* PR-2: warning chipy a breakdown popover na řádku rizika */
.efpa-recommended-cell {
    text-align: right;
    vertical-align: top;
    min-width: 8rem;
}

.efpa-warnings {
    display: flex;
    flex-wrap: wrap;
    gap: 0.25rem;
    justify-content: flex-end;
    margin-top: 0.2rem;
}

.efpa-chip {
    display: inline-block;
    font-size: 0.7rem;
    font-weight: 600;
    padding: 0.1rem 0.45rem;
    border-radius: 0.75rem;
    line-height: 1.3;
    cursor: help;
}

.efpa-chip-warn {
    background: #fff3cd;
    color: #664d03;
    border: 1px solid #ffe69c;
}

.efpa-chip-info {
    background: #cff4fc;
    color: #055160;
    border: 1px solid #9eeaf9;
}

.efpa-chip-ok {
    background: #d1e7dd;
    color: #0f5132;
    border: 1px solid #a3cfbb;
}

/* PR-4: override checkbox vedle chipu "Pokryto z rezervy" */
.efpa-reserve-override-label {
    display: inline-flex;
    align-items: center;
    gap: 0.25rem;
    font-size: 0.7rem;
    color: #495057;
    cursor: pointer;
    user-select: none;
    margin: 0;
}

.efpa-reserve-override-input {
    margin: 0;
    cursor: pointer;
}

.efpa-breakdown {
    position: relative;
    margin-top: 0.3rem;
    text-align: right;
    font-size: 0.74rem;
}

.efpa-breakdown.efpa-breakdown-empty {
    display: none;
}

.efpa-breakdown-summary {
    display: inline-flex;
    align-items: center;
    cursor: pointer;
    color: #0a58ca;
    font-weight: 600;
    font-size: 0.72rem;
    background: #eef5ff;
    border: 1px solid #b6d4fe;
    border-radius: 1rem;
    padding: 0.12rem 0.55rem;
}

.efpa-breakdown-summary:hover {
    background: #dbe9ff;
    border-color: #9ec5fe;
}

.efpa-breakdown-summary::before {
    content: "ⓘ";
    margin-right: 0.2rem;
}

/* Dark mode: pill detailu + dělící linky a hover řádků */
[data-bs-theme="dark"] .efpa-breakdown-summary       { background: rgba(13, 110, 253, 0.18); border-color: rgba(110, 168, 254, 0.40); color: #9ec5fe; }
[data-bs-theme="dark"] .efpa-breakdown-summary:hover { background: rgba(13, 110, 253, 0.28); }
[data-bs-theme="dark"] .efpa-table tbody td          { border-bottom-color: var(--dark-border, #3a3f44); }
[data-bs-theme="dark"] .efpa-risk-row:hover                          { background-color: rgba(255, 255, 255, 0.05); }
[data-bs-theme="dark"] .efpa-table tbody tr:nth-child(even):hover    { background-color: rgba(255, 255, 255, 0.07); }

.efpa-breakdown-body {
    display: none;
    position: fixed; /* fixed misto absolute – nezavisi na overflow rodicu (tabulka, .table-responsive) */
    z-index: 1080;   /* nad Bootstrap modaly */
    min-width: 16rem;
    padding: 0.55rem 0.7rem;
    background: #ffffff;
    border: 1px solid #ced4da;
    border-radius: 0.4rem;
    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.12);
    text-align: left;
    font-variant-numeric: tabular-nums;
    white-space: nowrap;
    pointer-events: none;
}

.efpa-breakdown:hover .efpa-breakdown-body,
.efpa-breakdown:focus-within .efpa-breakdown-body {
    display: block;
}

/* PR-7: Floating "Zpet na X" tlacitko (univerzalni, ne jen pojisteni) */
.app-return-button {
    position: fixed;
    bottom: 1.25rem;
    left: 1.25rem;
    z-index: 1055;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.18);
    font-weight: 600;
    border-radius: 1.5rem;
    padding: 0.55rem 1.1rem;
}

/* PR-7: Pulse blikani target pole po navigaci z "Doplnit"/"Upravit" */
@keyframes field-highlight-pulse {
    0%   { box-shadow: 0 0 0 0   rgba(220, 53, 69, 0.55); }
    50%  { box-shadow: 0 0 0 10px rgba(220, 53, 69, 0); }
    100% { box-shadow: 0 0 0 0   rgba(220, 53, 69, 0); }
}

.field-highlight {
    animation: field-highlight-pulse 1.4s ease-in-out 3;
    border-color: #dc3545 !important;
    border-radius: 0.4rem;
    transition: border-color 0.3s ease;
}

/* PR-7: Panel "Vstupy z ostatních kroků" + migrační banner */
.efpa-migration-banner {
    margin-bottom: 1rem;
    font-size: 0.85rem;
    border-left: 4px solid #0a58ca;
}

.efpa-input-sources {
    margin-bottom: 1rem;
    border: 1px solid #dee2e6;
    border-radius: 0.5rem;
    background: #f8f9fa;
}

.efpa-input-sources-header {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 0.55rem 0.85rem;
    border-bottom: 1px solid #dee2e6;
    background: #ffffff;
    border-radius: 0.5rem 0.5rem 0 0;
}

.efpa-input-sources.collapsed .efpa-input-sources-header {
    border-bottom: 0;
    border-radius: 0.5rem;
}

.efpa-input-sources-title {
    font-weight: 600;
    color: #495057;
    font-size: 0.85rem;
}

.efpa-input-sources-status {
    margin-left: auto;
    font-size: 0.78rem;
    font-weight: 600;
    color: #6c757d;
}

.efpa-input-sources-status.efpa-status-ok       { color: #198754; }
.efpa-input-sources-status.efpa-status-partial  { color: #fd7e14; }
.efpa-input-sources-status.efpa-status-incomplete { color: #dc3545; }

.efpa-input-sources-toggle {
    padding: 0.1rem 0.3rem;
    line-height: 1;
    color: #6c757d;
}

.efpa-input-sources.collapsed .efpa-input-sources-toggle i {
    transform: rotate(180deg);
}

.efpa-input-sources-body {
    padding: 0.5rem 0.5rem 0.6rem;
}

/* Dlazdice vstupu - responzivni mrizka, barva = stav (viz .efpa-input-tile nize) */
.efpa-tiles {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
    gap: 0.5rem;
}

@media (max-width: 480px) {
    .efpa-tiles {
        grid-template-columns: 1fr;
    }
}

.efpa-input-sources.collapsed .efpa-input-sources-body {
    display: none;
}

.efpa-input-row {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.35rem 0.55rem;
    background: #ffffff;
    border: 1px solid #e9ecef;
    border-radius: 0.35rem;
    font-size: 0.78rem;
}

.efpa-input-row-status {
    font-weight: 700;
    font-size: 0.95rem;
    width: 1.2rem;
    text-align: center;
    flex-shrink: 0;
}

.efpa-input-row-status.efpa-input-ok      { color: #198754; }
.efpa-input-row-status.efpa-input-missing { color: #dc3545; }
.efpa-input-row-status.efpa-input-optional { color: #adb5bd; }

.efpa-input-row-label {
    flex: 1;
    color: #495057;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
}

.efpa-input-row-source {
    font-size: 0.7rem;
    color: #6c757d;
    flex-shrink: 0;
}

.efpa-input-row-action {
    border: 0;
    background: transparent;
    color: #0a58ca;
    font-size: 0.74rem;
    font-weight: 600;
    cursor: pointer;
    padding: 0.1rem 0.4rem;
    border-radius: 0.25rem;
    flex-shrink: 0;
}

.efpa-input-row-action:hover {
    background: #e7f1ff;
}

.efpa-input-row-action.efpa-input-row-fill {
    color: #dc3545;
}

.efpa-input-row-action.efpa-input-row-fill:hover {
    background: #f8d7da;
}

/* Vstupy z ostatnich kroku - dlazdice (cela klikatelna, barva = stav) */
.efpa-input-tile {
    display: flex;
    flex-direction: column;
    gap: 0.18rem;
    text-align: left;
    width: 100%;
    border: 1px solid #e3e6ea;
    border-left: 4px solid #ced4da;
    border-radius: 0.55rem;
    background: #fff;
    padding: 0.6rem 0.7rem;
    cursor: pointer;
    transition: box-shadow 0.12s, transform 0.12s;
    font: inherit;
    color: inherit;
}
.efpa-input-tile:hover {
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.09);
    transform: translateY(-1px);
}
.efpa-tile-top {
    display: flex;
    align-items: center;
    gap: 0.4rem;
}
.efpa-tile-icon {
    font-size: 1rem;
    line-height: 1;
    flex-shrink: 0;
}
.efpa-tile-label {
    font-weight: 600;
    font-size: 0.84rem;
    color: #343a40;
}
.efpa-tile-value {
    font-size: 0.92rem;
    font-weight: 700;
}
.efpa-tile-foot {
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 0.72rem;
    color: #8a9099;
    margin-top: 0.1rem;
}

.efpa-input-tile.efpa-tile-ok        { background: #e9f7ef; border-left-color: #198754; }
.efpa-input-tile.efpa-tile-ok .efpa-tile-icon   { color: #198754; }
.efpa-input-tile.efpa-tile-ok .efpa-tile-value  { color: #146c43; }

.efpa-input-tile.efpa-tile-missing   { background: #fdeceb; border-left-color: #dc3545; }
.efpa-input-tile.efpa-tile-missing .efpa-tile-icon  { color: #dc3545; }
.efpa-input-tile.efpa-tile-missing .efpa-tile-value { color: #b02a37; }

.efpa-input-tile.efpa-tile-optional  { background: #f6f7f9; border-left-color: #ced4da; border-left-style: dashed; }
.efpa-input-tile.efpa-tile-optional .efpa-tile-icon  { color: #adb5bd; }
.efpa-input-tile.efpa-tile-optional .efpa-tile-value { color: #868e96; font-weight: 600; }

/* Dark mode dlazdic */
[data-bs-theme="dark"] .efpa-input-tile           { background: var(--dark-surface, #2b2f33); border-color: var(--dark-border, #3a3f44); }
[data-bs-theme="dark"] .efpa-tile-label           { color: #e9ecef; }
[data-bs-theme="dark"] .efpa-input-tile.efpa-tile-ok       { background: rgba(25, 135, 84, 0.16); }
[data-bs-theme="dark"] .efpa-input-tile.efpa-tile-missing  { background: rgba(220, 53, 69, 0.16); }
[data-bs-theme="dark"] .efpa-input-tile.efpa-tile-optional { background: rgba(173, 181, 189, 0.10); }

/* PR-3: smrt - dva selecty (doba_scheme + smrt_mode) v efpa-doba-cell */
.efpa-smrt-doba {
    display: flex;
    flex-direction: column;
    gap: 0.2rem;
    min-width: 8.5rem;
}

.efpa-smrt-doba .form-select {
    font-size: 0.72rem;
    padding: 0.15rem 1.6rem 0.15rem 0.4rem;
    height: auto;
}

.efpa-smrt-doba-hint {
    font-size: 0.7rem;
    color: #6c757d;
    text-align: right;
}

.efpa-smrt-doba-years {
    font-weight: 600;
    color: #495057;
}

/* PR-3: mini-tabulka 5 dob smrti uvnitr breakdown popoveru */
.efpa-breakdown-alternatives {
    margin-top: 0.5rem;
    padding-top: 0.4rem;
    border-top: 1px dashed #ced4da;
    font-size: 0.7rem;
    color: #495057;
}

.efpa-breakdown-alt-title {
    font-weight: 600;
    margin-bottom: 0.2rem;
    color: #6c757d;
}

.efpa-breakdown-alt-line {
    display: flex;
    justify-content: space-between;
    gap: 0.5rem;
    padding: 0.05rem 0;
}

.efpa-breakdown-alt-line.efpa-breakdown-alt-current {
    color: #0a58ca;
    font-weight: 600;
}

.efpa-breakdown-line {
    display: flex;
    justify-content: space-between;
    gap: 0.5rem;
    padding: 0.1rem 0;
}

.efpa-breakdown-line.efpa-breakdown-gap {
    border-top: 1px solid #dee2e6;
    margin-top: 0.15rem;
    padding-top: 0.2rem;
    font-weight: 600;
}

.efpa-breakdown-line.efpa-breakdown-total {
    border-top: 2px solid #0a58ca;
    margin-top: 0.25rem;
    padding-top: 0.25rem;
    font-weight: 700;
    color: #0a58ca;
}

/* Znamenka v napovede: vydaje (penize ven) cervene, prijmy/davky (penize dovnitr) zelene */
.efpa-breakdown-line .efpa-bd-out { color: #b02a37; }
.efpa-breakdown-line .efpa-bd-in  { color: #146c43; }
[data-bs-theme="dark"] .efpa-breakdown-line .efpa-bd-out { color: #ea868f; }
[data-bs-theme="dark"] .efpa-breakdown-line .efpa-bd-in  { color: #75b798; }

/* Vyzva k doplneni vstupu (napr. nahradni doba u smrti, kdyz schema vyslo 0 let) */
.efpa-breakdown-action {
    margin-top: 0.35rem;
    padding: 0.35rem 0.5rem;
    background: #fff3cd;
    border: 1px solid #ffe69c;
    border-radius: 0.35rem;
    font-size: 0.74rem;
    color: #664d03;
    line-height: 1.3;
}
.efpa-breakdown-action .bi { margin-right: 0.25rem; }
[data-bs-theme="dark"] .efpa-breakdown-action {
    background: rgba(255, 193, 7, 0.14);
    border-color: rgba(255, 193, 7, 0.30);
    color: #ffda6a;
}

/* Děti - zjednodušený grid */
.efpa-child-intro {
    font-size: 0.82rem;
    color: #6c757d;
    margin-bottom: 0.75rem;
}

.efpa-child-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 0.75rem;
}

.efpa-child-item {
    background: #f8f9fa;
    border: 1px solid #e9ecef;
    border-radius: 6px;
    padding: 0.75rem;
    transition: opacity 0.15s;
}

.efpa-child-item.efpa-row-off {
    opacity: 0.5;
}

.efpa-child-item-label {
    font-size: 0.9rem;
    font-weight: 600;
    color: #212529;
    margin-bottom: 0.4rem;
}

.efpa-child-item-body {
    display: flex;
    flex-direction: column;
    gap: 0.4rem;
}

.efpa-child-item-recommended {
    display: flex;
    align-items: baseline;
    gap: 0.4rem;
}

.efpa-child-item-recommended-label {
    font-size: 0.7rem;
    color: #6c757d;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

.efpa-child-item-recommended-value {
    font-size: 0.95rem;
    font-weight: 700;
    color: #0a58ca;
}

@media (max-width: 768px) {
    .efpa-family-inputs {
        grid-template-columns: repeat(2, 1fr);
    }
}

/* ============ Step 08: Pojisteni ============ */
.insurance-section .insurance-section-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 0.75rem;
    padding-bottom: 0.5rem;
    border-bottom: 1px solid #e9ecef;
}

.policy-group {
    padding: 0;
    overflow: hidden;
    background: #fff;
}

.policy-group .policy-head {
    background: #f1f3f5;
    padding: 0.75rem 1rem;
    border-bottom: 1px solid #e9ecef;
}

.policy-head-row {
    display: grid;
    grid-template-columns: minmax(0, 3fr) minmax(0, 1.2fr) minmax(0, 1.3fr) minmax(0, 1fr) auto;
    gap: 0.75rem;
    align-items: end;
}

.policy-head-col .form-label {
    font-size: 0.8rem;
    font-weight: 600;
    color: #495057;
    margin-bottom: 0.25rem;
}

.policy-head-col-remove {
    padding-bottom: 0.25rem;
}

.policy-head-col-remove .btn {
    padding: 0.25rem 0.4rem;
}

/* Pojištěné osoby - tabs per policy */
.persons-section {
    padding: 0.75rem 1rem 0.25rem;
}

.persons-section-head {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 1rem;
    margin-bottom: 0.5rem;
}

.persons-section-title {
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.05em;
    color: #6c757d;
    text-transform: uppercase;
}

.persons-section-hint {
    font-size: 0.78rem;
    color: #6c757d;
}

.persons-tabs {
    list-style: none;
    display: flex;
    flex-wrap: wrap;
    gap: 0.25rem;
    padding: 0;
    margin: 0 0 0.5rem;
    border-bottom: 1px solid #dee2e6;
}

.persons-tab-item {
    margin-bottom: -1px;
}

.persons-tab-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    background: transparent;
    border: 1px solid transparent;
    border-bottom: none;
    border-radius: 6px 6px 0 0;
    padding: 0.4rem 0.85rem;
    font-size: 0.88rem;
    color: #495057;
    cursor: pointer;
    transition: background-color 0.15s, color 0.15s;
    white-space: nowrap;
}

.persons-tab-btn:hover {
    background: #f1f3f5;
    color: #0d6efd;
}

.persons-tab-btn.active {
    background: #fff;
    border-color: #dee2e6 #dee2e6 #fff;
    color: #212529;
    font-weight: 600;
}

.persons-tab-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #dee2e6;
    flex-shrink: 0;
    transition: background-color 0.15s;
}

.persons-tab-btn.is-included .persons-tab-dot {
    background: #198754;
}

.persons-tab-btn.is-orphan {
    color: #b02a37;
}

.persons-tab-btn.is-orphan::after {
    content: '⚠';
    font-size: 0.8rem;
    margin-left: 0.2rem;
}

/* Osoba neni oznacena jako pojistena, ale ma vyplnene krytí (nezapocitava se do KPI). */
.persons-tab-btn.has-hidden-coverage {
    color: #997404;
}

.persons-tab-btn.has-hidden-coverage .persons-tab-dot {
    background: #ffc107;
}

.persons-tab-btn.has-hidden-coverage::after {
    content: '⚠';
    font-size: 0.8rem;
    margin-left: 0.2rem;
}

.person-tab-pane {
    display: none;
    padding-top: 0.25rem;
}

.person-tab-pane.active {
    display: block;
}

.person-tab-head {
    padding: 0.25rem 0 0.5rem;
}

.person-included-check .form-check-label {
    font-size: 0.9rem;
    color: #495057;
}

.person-tab-pane.person-not-included .risks-section {
    opacity: 0.45;
    pointer-events: none;
    filter: grayscale(0.3);
}

.risks-section {
    padding: 0.75rem 1rem 1rem;
}

/* Kdyz je risks-section vnoreny v person-tab-pane, persons-section uz ma sve
   vnejsi padding - zrusime horizontalni + zmensime vertikalni, aby to nebylo dvakrát. */
.person-tab-pane .risks-section {
    padding: 0.25rem 0 0.75rem;
}

.risks-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding-bottom: 0.25rem;
    border-bottom: 1px solid #e9ecef;
    margin-bottom: 0.5rem;
}

.risks-toggle {
    background: none;
    border: none;
    color: #0d6efd;
    font-weight: 600;
    font-size: 0.8rem;
    letter-spacing: 0.03em;
    padding: 0;
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    white-space: nowrap;
}

.risks-header-cols {
    margin-left: auto;
    display: grid;
    grid-template-columns: 1fr 120px 140px 32px;
    gap: 0.5rem;
    font-size: 0.75rem;
    font-weight: 600;
    color: #6c757d;
    text-transform: none;
}

.risks-header-col {
    text-align: left;
}

.risk-row {
    display: grid;
    grid-template-columns: 1fr 130px 120px 140px 32px;
    gap: 0.5rem;
    align-items: center;
    padding: 0.35rem 0.25rem 0.35rem 1.25rem;
    border: none;
    border-radius: 0;
    background: transparent;
    margin-bottom: 0;
    position: relative;
}

.risk-row + .risk-row {
    border-top: 1px dashed #eef0f2;
}

.risk-row::before {
    content: '';
    position: absolute;
    left: 0.25rem;
    top: 0;
    bottom: 50%;
    width: 12px;
    border-left: 1px solid #ced4da;
    border-bottom: 1px solid #ced4da;
    border-bottom-left-radius: 6px;
}

.risk-row .risk-name-input {
    border: none;
    background: transparent;
    box-shadow: none;
    padding-left: 0.25rem;
    font-size: 0.9rem;
}

.risk-row .risk-name-input:focus {
    background: #fff;
    border: 1px solid #ced4da;
    box-shadow: 0 0 0 0.15rem rgba(13,110,253,.15);
}

.risk-row-remove {
    text-align: right;
}

.risk-row-remove .btn {
    padding: 0.1rem 0.4rem;
    font-size: 0.85rem;
    opacity: 0.5;
}

.risk-row:hover .risk-row-remove .btn {
    opacity: 1;
}

/* Klesajici / Konstantni badge */
.risk-type-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.3rem;
    padding: 0.25rem 0.7rem;
    border-radius: 999px;
    border: 1px solid transparent;
    font-size: 0.8rem;
    font-weight: 500;
    cursor: pointer;
    white-space: nowrap;
    transition: filter 0.15s;
}

.risk-type-badge:hover {
    filter: brightness(0.97);
}

.risk-type-badge[data-value="klesajici"] {
    background: #fde2e4;
    color: #9b2c3a;
    border-color: #f5c2c7;
}

.risk-type-badge[data-value="konstantni"] {
    background: #fff3cd;
    color: #8a6d1f;
    border-color: #ffe69c;
}

.risk-type-arrow {
    font-weight: 700;
}

.risks-add-wrap {
    padding-left: 1.25rem;
    margin-top: 0.5rem;
}

/* Souhrn pojisteni - horni karta */
/* ============================================================
   step08 (Pojištění) - vizuální revize: insurance-card pattern
   - každá hlavní sekce ma barevný header bar s ikonou
   - pestrejší KPI cards, větší vertikální spacing mezi sekcemi
   ============================================================ */

.insurance-card {
    margin-bottom: 1.5rem;
    border-radius: 10px;
    border: 1px solid #e9ecef;
    background: #fff;
    overflow: hidden;
    box-shadow: 0 1px 2px rgba(0, 0, 0, 0.03);
}

.insurance-card-head {
    display: flex;
    align-items: center;
    gap: 0.7rem;
    padding: 0.85rem 1.25rem;
    border-bottom: 1px solid #e9ecef;
    background: linear-gradient(180deg, #f8f9fa 0%, #fff 100%);
}

.insurance-card-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 2rem;
    height: 2rem;
    border-radius: 50%;
    font-size: 0.95rem;
    flex-shrink: 0;
}

.insurance-card-title {
    font-size: 1rem;
    font-weight: 600;
    color: #212529;
    margin: 0;
}

.insurance-card-body {
    padding: 1rem 1.25rem;
}

/* Barevné varianty headeru + jemne tonovane pozadi cele sekce */
.insurance-card-summary                       { background: #f5f9ff; border-color: #cfe2ff; }
.insurance-card-summary  .insurance-card-head { background: linear-gradient(135deg, #cfe2ff 0%, #e7f1ff 80%); border-bottom-color: #9ec5fe; }
.insurance-card-summary  .insurance-card-icon { background: #0a58ca; color: #fff; }

.insurance-card-efpa                          { background: #faf7ff; border-color: #d9c7ff; }
.insurance-card-efpa     .insurance-card-head { background: linear-gradient(135deg, #d9c7ff 0%, #f0e7ff 80%); border-bottom-color: #b894ed; }
.insurance-card-efpa     .insurance-card-icon { background: #6f42c1; color: #fff; }

.insurance-card-policies                      { background: #f5fbf7; border-color: #a3cfbb; }
.insurance-card-policies .insurance-card-head { background: linear-gradient(135deg, #a3cfbb 0%, #d1e7dd 80%); border-bottom-color: #75b798; }
.insurance-card-policies .insurance-card-icon { background: #198754; color: #fff; }

.insurance-card-notes                         { background: #fffdf5; border-color: #ffe69c; }
.insurance-card-notes    .insurance-card-head { background: linear-gradient(135deg, #ffe69c 0%, #fff3cd 80%); border-bottom-color: #ffd54f; }
.insurance-card-notes    .insurance-card-icon { background: #b38600; color: #fff; }

/* Pokud je insurance-card aplikovan na form-section, zrusit duplikatni padding/border */
.form-section.insurance-card {
    padding: 0;
}

.insurance-summary {
    padding: 0;
}

.insurance-summary-kpis {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
    padding: 1rem 1.25rem;
    border-bottom: 1px solid #e9ecef;
}

.insurance-kpi {
    position: relative;
    display: flex;
    flex-direction: column;
    gap: 0.2rem;
    padding: 0.7rem 0.9rem 0.7rem 3rem;
    background: #f8f9fa;
    border-radius: 8px;
    border: 1px solid #e9ecef;
}

.insurance-kpi-icon {
    position: absolute;
    top: 0.65rem;
    left: 0.7rem;
    width: 1.85rem;
    height: 1.85rem;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #0a58ca;
    color: #fff;
    border-radius: 8px;
    font-size: 0.9rem;
}

.insurance-kpi:nth-child(1) .insurance-kpi-icon { background: #0a58ca; }
.insurance-kpi:nth-child(2) .insurance-kpi-icon { background: #198754; }
.insurance-kpi:nth-child(3) .insurance-kpi-icon { background: #b38600; }

.insurance-kpi-label {
    font-size: 0.7rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: #6c757d;
    font-weight: 600;
}

.insurance-kpi-value {
    font-size: 1.4rem;
    font-weight: 700;
    color: #212529;
    line-height: 1.2;
}

.insurance-kpi-value.ratio-ok      { color: #198754; }
.insurance-kpi-value.ratio-partial { color: #b38600; }
.insurance-kpi-value.ratio-low     { color: #dc3545; }
.insurance-kpi-value.ratio-empty   { color: #adb5bd; }

.insurance-kpi-subline {
    font-size: 0.72rem;
    color: #6c757d;
    margin-top: 0.15rem;
    line-height: 1.2;
}

.insurance-breakdown {
    padding: 1rem 1.25rem;
}

.insurance-breakdown-title {
    font-size: 0.8rem;
    font-weight: 600;
    color: #495057;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    margin-bottom: 0.5rem;
}

.insurance-breakdown-scroll {
    overflow-x: auto;
}

.insurance-breakdown-table {
    width: 100%;
    font-size: 0.9rem;
    border-collapse: collapse;
}

.insurance-breakdown-table thead th {
    font-size: 0.75rem;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    color: #6c757d;
    font-weight: 600;
    padding: 0.25rem 0.5rem;
    border-bottom: 1px solid #e9ecef;
    white-space: nowrap;
}

.insurance-breakdown-table tbody td {
    padding: 0.4rem 0.5rem;
    border-bottom: 1px solid #f4f5f7;
}

.insurance-breakdown-table tbody tr:last-child td {
    border-bottom: none;
}

.insurance-breakdown-table tfoot th {
    padding: 0.5rem 0.5rem;
    border-top: 2px solid #dee2e6;
    font-size: 0.85rem;
    font-weight: 700;
    color: #212529;
    text-transform: none;
    letter-spacing: 0;
    background: #f8f9fa;
}

.insurance-breakdown-table .breakdown-coverage {
    font-weight: 600;
    color: #0a58ca;
    white-space: nowrap;
}

.insurance-breakdown-table .breakdown-count {
    color: #6c757d;
    white-space: nowrap;
}

.insurance-breakdown-table .breakdown-empty {
    text-align: center;
    color: #6c757d;
    font-style: italic;
    padding: 1rem 0.5rem;
}

.insurance-breakdown-table .person-col {
    min-width: 6rem;
}

.insurance-breakdown-table .person-cell {
    white-space: nowrap;
}

.insurance-breakdown-table .person-cell.filled {
    color: #0a58ca;
    font-weight: 500;
}

.insurance-breakdown-table .person-cell.zero {
    color: #adb5bd;
}

/* Coverage ratio vs EFPA doporuceni */
.insurance-breakdown-table .person-cell.coverage-ok {
    background: rgba(25, 135, 84, 0.08);
}

.insurance-breakdown-table .person-cell.coverage-partial {
    background: rgba(255, 193, 7, 0.12);
}

.insurance-breakdown-table .person-cell.coverage-low {
    background: rgba(220, 53, 69, 0.08);
}

.insurance-breakdown-table .coverage-ratio {
    font-size: 0.78em;
    color: #6c757d;
    margin-left: 0.25rem;
    font-weight: 500;
}

.insurance-breakdown-table .coverage-ok .coverage-ratio {
    color: #198754;
}

.insurance-breakdown-table .coverage-partial .coverage-ratio {
    color: #a67400;
}

.insurance-breakdown-table .coverage-low .coverage-ratio {
    color: #c0392b;
    font-weight: 700;
}

@media (max-width: 768px) {
    .policy-head-row {
        grid-template-columns: 1fr 1fr;
    }
    .policy-head-col-product { grid-column: 1 / -1; }
    .risks-header-cols { display: none; }
    .risk-row { grid-template-columns: 1fr; }
    .risk-row::before { display: none; }
}

/* Completeness checklist */
.completeness-check {
    list-style: none;
    padding: 0;
    margin: 0;
}

.completeness-check li {
    padding: 0.5rem 0;
    border-bottom: 1px solid #f0f0f0;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.completeness-check li:last-child {
    border-bottom: none;
}

/* ============================================================
   Dark mode overrides
   Bootstrap 5.3 prebarvi vlastni komponenty sam (data-bs-theme),
   zde resime jen custom tridy s hardcoded svetlymi barvami.
   ============================================================ */

[data-bs-theme="dark"] {
    --dark-bg:         #1a1d21;   /* hlavni pozadi (body, welcome) */
    --dark-surface:    #272a2e;   /* karty, form-section, policy-group */
    --dark-subtle:     #2f3236;   /* hlavicka tabulky, category total */
    --dark-border:     #3a3e43;   /* bordery karty/sekce */
    --dark-border-soft:#2a2d31;   /* dekorativni oddelovace (dashed) */
    --dark-muted:      #adb5bd;

    /* Navbar overrides */
    --nav-bg:       rgba(26, 29, 33, 0.85);
    --nav-border:   rgba(255, 255, 255, 0.08);
    --nav-text:     #e9ecef;
    --nav-muted:    #adb5bd;
    --nav-hover-bg: rgba(255, 255, 255, 0.06);
    --nav-brand-grad: linear-gradient(135deg, #6ea8fe 0%, #b083f0 100%);
}

[data-bs-theme="dark"] body                              { background: var(--dark-bg); }
[data-bs-theme="dark"] .welcome-screen                   { background: var(--dark-bg); }

[data-bs-theme="dark"] .wizard-sidebar                   { background: var(--dark-surface); border-right-color: var(--dark-border); }
[data-bs-theme="dark"] .wizard-sidebar .step-item        { color: #ced4da; }
[data-bs-theme="dark"] .wizard-sidebar .step-item:hover  { background: #32363a; }
[data-bs-theme="dark"] .wizard-sidebar .step-item.active { background: rgba(13, 110, 253, 0.18); }
[data-bs-theme="dark"] .wizard-sidebar .step-number      { background: #3a3e43; color: #ced4da; }

[data-bs-theme="dark"] .form-section                     { background: var(--dark-surface); border-color: var(--dark-border); }
[data-bs-theme="dark"] .form-section-title               { border-bottom-color: var(--dark-border); }
[data-bs-theme="dark"] .wizard-nav                       { border-top-color: var(--dark-border); }

[data-bs-theme="dark"] .repeater-group                   { background: #232629; border-color: var(--dark-border); }

[data-bs-theme="dark"] .auto-calc                        { background: rgba(25, 135, 84, 0.22) !important; color: #75d69a; }

[data-bs-theme="dark"] .advisor-tip                      { background: rgba(13, 110, 253, 0.14); border-color: rgba(13, 110, 253, 0.35); color: #6ea8fe; }

[data-bs-theme="dark"] .kpi-card                         { background: var(--dark-surface); border-color: var(--dark-border); }
[data-bs-theme="dark"] .kpi-card:hover                   { box-shadow: 0 2px 8px rgba(0, 0, 0, 0.35); }

[data-bs-theme="dark"] .client-info-bar                  { background: var(--dark-surface); border-bottom-color: var(--dark-border); }

[data-bs-theme="dark"] .wizard-progress                  { background: #2a2d31; }

/* step04 expenses */
[data-bs-theme="dark"] .expense-category                 { background: var(--dark-surface); border-color: var(--dark-border); }
[data-bs-theme="dark"] .expense-category-total           { background: var(--dark-subtle); border-color: var(--dark-border); }
[data-bs-theme="dark"] .expense-row-head                 { background: var(--dark-subtle); color: #e9ecef; }
[data-bs-theme="dark"] .expense-category-total .expense-row-head { background: #32363a; }
[data-bs-theme="dark"] .expense-row-header               { border-bottom-color: var(--dark-border); }
[data-bs-theme="dark"] .expense-subrows                  { background: var(--dark-surface); }
[data-bs-theme="dark"] .expense-subrow .expense-desc-input { background: var(--dark-surface); }
[data-bs-theme="dark"] .expense-row-head .expense-head-calc,
[data-bs-theme="dark"] .expense-subrow .expense-item-calc  { background: var(--dark-surface); }
[data-bs-theme="dark"] .expense-subrow + .expense-subrow { border-top-color: var(--dark-border-soft); }
[data-bs-theme="dark"] .expense-add                      { background: var(--dark-surface); }
[data-bs-theme="dark"] .expense-category.expense-head-locked .expense-head-amount,
[data-bs-theme="dark"] .expense-category.expense-head-locked .expense-head-freq { background: #32363a; color: #ced4da; border-color: var(--dark-border); }

/* welcome screen recent clients */
[data-bs-theme="dark"] .recent-client-item               { background: var(--dark-surface); border-color: var(--dark-border); }
[data-bs-theme="dark"] .recent-client-item:hover         { border-color: #0d6efd; box-shadow: 0 2px 8px rgba(13, 110, 253, 0.25); }

/* step08 EFPA */
[data-bs-theme="dark"] .efpa-section                     { background: var(--dark-surface); }
[data-bs-theme="dark"] .efpa-baseline-row                { border-bottom-color: var(--dark-border-soft); }
[data-bs-theme="dark"] .efpa-family-inputs               { background: var(--dark-subtle); border-color: var(--dark-border); }
[data-bs-theme="dark"] .efpa-family-value                { color: #e9ecef; }
[data-bs-theme="dark"] .efpa-table thead th              { background: var(--dark-subtle); border-bottom-color: var(--dark-border); }
[data-bs-theme="dark"] .efpa-table tbody td              { border-bottom-color: var(--dark-border-soft); }
[data-bs-theme="dark"] .efpa-risk-name                   { color: #e9ecef; }
[data-bs-theme="dark"] .efpa-recommended                 { color: #6ea8fe; }
[data-bs-theme="dark"] .efpa-child-item                  { background: var(--dark-subtle); border-color: var(--dark-border); }
[data-bs-theme="dark"] .efpa-child-item-label            { color: #e9ecef; }
[data-bs-theme="dark"] .efpa-child-item-recommended-value { color: #6ea8fe; }
[data-bs-theme="dark"] .efpa-na                          { color: #495057; }

/* step08 pojisteni policy */
[data-bs-theme="dark"] .insurance-section .insurance-section-header { border-bottom-color: var(--dark-border); }
[data-bs-theme="dark"] .policy-group                     { background: var(--dark-surface); }
[data-bs-theme="dark"] .policy-group .policy-head        { background: var(--dark-subtle); border-bottom-color: var(--dark-border); }
[data-bs-theme="dark"] .persons-tabs                     { border-bottom-color: var(--dark-border); }
[data-bs-theme="dark"] .persons-tab-btn                  { color: #ced4da; }
[data-bs-theme="dark"] .persons-tab-btn:hover            { background: #32363a; color: #6ea8fe; }
[data-bs-theme="dark"] .persons-tab-btn.active           { background: var(--dark-surface); border-color: var(--dark-border) var(--dark-border) var(--dark-surface); color: #e9ecef; }
[data-bs-theme="dark"] .persons-tab-dot                  { background: #495057; }
[data-bs-theme="dark"] .risks-header                     { border-bottom-color: var(--dark-border); }
[data-bs-theme="dark"] .risk-row + .risk-row             { border-top-color: var(--dark-border-soft); }
[data-bs-theme="dark"] .risk-row::before                 { border-left-color: #495057; border-bottom-color: #495057; }
[data-bs-theme="dark"] .risk-row .risk-name-input:focus  { background: #32363a; border-color: #495057; }

/* risk-type badges (klesajici / konstantni) */
[data-bs-theme="dark"] .risk-type-badge[data-value="klesajici"]  { background: rgba(220, 53, 69, 0.22);  color: #ea868f; border-color: rgba(220, 53, 69, 0.45); }
[data-bs-theme="dark"] .risk-type-badge[data-value="konstantni"] { background: rgba(255, 193, 7, 0.18);  color: #ffda6a; border-color: rgba(255, 193, 7, 0.45); }

/* insurance summary / breakdown */
[data-bs-theme="dark"] .insurance-summary-kpis           { border-bottom-color: var(--dark-border); }
[data-bs-theme="dark"] .insurance-kpi-value              { color: #e9ecef; }
[data-bs-theme="dark"] .insurance-breakdown-table thead th { border-bottom-color: var(--dark-border); }
[data-bs-theme="dark"] .insurance-breakdown-table tbody td { border-bottom-color: var(--dark-border-soft); }
[data-bs-theme="dark"] .insurance-breakdown-table tfoot th { background: var(--dark-subtle); border-top-color: var(--dark-border); color: #e9ecef; }
[data-bs-theme="dark"] .insurance-breakdown-table .breakdown-coverage,
[data-bs-theme="dark"] .insurance-breakdown-table .person-cell.filled { color: #6ea8fe; }
[data-bs-theme="dark"] .insurance-breakdown-table .person-cell.zero   { color: #495057; }
[data-bs-theme="dark"] .insurance-breakdown-table .person-cell.coverage-ok      { background: rgba(25, 135, 84, 0.18); }
[data-bs-theme="dark"] .insurance-breakdown-table .person-cell.coverage-partial { background: rgba(255, 193, 7, 0.15); }
[data-bs-theme="dark"] .insurance-breakdown-table .person-cell.coverage-low     { background: rgba(220, 53, 69, 0.18); }

/* completeness check */
[data-bs-theme="dark"] .completeness-check li           { border-bottom-color: var(--dark-border-soft); }